Cash buyers
Your next home. A direct conversation.
Buy directly from private homeowners through SwapAnyHome. Discover homes, ask questions and negotiate your offer through our private messaging facility — with no estate agent acting as an intermediary.
Read the video transcript
Your next home starts with a direct conversation.
With SwapAnyHome, discover homes listed by private owners.
Browse free, then join Cash Buyer membership for £5 a month to message sellers, negotiate directly and request viewings.
No home to exchange? You are welcome.
Cancel anytime.
Verification is required before viewings.
Independent solicitors handle the legal work.
Find your next move with SwapAnyHome.
No property to sell? You're welcome here.
You don't need a home to exchange. Register as a cash buyer, tell us where you want to move and explore homes available for a direct sale.
Speak directly. Negotiate clearly.
Discuss the property, your proposed price and preferred timescale directly with its owner. Conversations, offers and counteroffers stay together in your account; independent solicitors then handle the legal work.
Owners who sell directly don't pay estate-agent commission. That doesn't guarantee a lower price — the price is whatever you and the owner agree.
Browse free. Contact sellers for £5 a month.
Registering and browsing are free. A Cash Buyer membership (£5 a month, cancel anytime) lets you message owners, negotiate offers and request viewings. It isn't an identity or proof-of-funds check — those stay separate.
Sellers pay a monthly listing plan (from £10 a month); there is no completion fee. Your own solicitor's fees, any survey and applicable taxes such as Stamp Duty are separate.
Verification before viewings.
Before you can arrange an in-person viewing through SwapAnyHome, we ask you to confirm your email address and mobile number and to complete an identity check. Identity checks are separate from proof of funds.
If a check isn't available yet, viewings can't be arranged through SwapAnyHome until it is. Checks reduce risk but can't guarantee anyone's safety or intentions, and not every account or listing is verified.
Cash-buyer questions
Do I need a property to sell?
No. You can register as a cash buyer, search, save homes and message owners without listing anything.
What does it cost me as a buyer?
Nothing on SwapAnyHome — no registration, messaging or other fee for buyers. Your solicitor's fees, surveys, searches and any taxes (such as Stamp Duty) are separate and paid to those parties.
How do I contact an owner?
Sign in and choose Enquire about this home on a listing. Conversations stay in private messages in your account, where you can also block or report someone. Homes labelled as demo listings have fictional owners and can't be contacted.
How do I make or negotiate an offer?
On a listing, choose Make an offer and enter your amount. The owner can accept, decline or counter, and you can respond or withdraw while it's open. An accepted offer isn't legally binding — the sale goes ahead only through solicitors and is subject to the seller's agreement and their checks.
Do I need proof of funds?
You can choose to upload proof of funds from your account for our team to review; a cash-buyer badge appears only after that review. It's separate from identity checks and doesn't replace the checks your solicitor, the seller's solicitor or lender may require.
What checks are needed before a viewing?
A confirmed email address, a confirmed mobile number and a completed identity check. Until all three are done, in-person viewings can't be arranged through SwapAnyHome and the platform won't share a home's exact address.
Do I need my own solicitor?
Yes. Use an independent solicitor or licensed conveyancer of your choice to handle searches, contracts, exchange and completion. SwapAnyHome isn't a party to the sale and doesn't give legal advice.
How quickly can I complete?
There's no guaranteed timescale. Buying with cash can avoid waiting for a mortgage, but timing depends on the seller, both solicitors and the legal process.
What homes are on SwapAnyHome?
Homes in the UK listed by their private owners only — no estate agents, rentals or social-housing tenancy swaps.